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Unlike services like Apple Pay and Google Wallet (which use your phone), all-in-one cards or "smart cards" embrace a familiar medium -- the plastic credit card -- and turn it into an all-in-one.

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Discover the top credit cards 2024 of November, tailored to suit various needs. Explore the best options for families, budgets, and purchases to find the perfect card for your situation.Get your cash back directly deposited into your U.S. Bank checking or savings account, as a statement credit, a rewards card, merchant gift cards and more. 2 Pay over time with a U.S. Bank ExtendPay® Plan.

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The X1 Card, originally unveiled in 2020, promises smart technology, an unparalleled rewards program, higher limits, lower interest rates and no annual fees. Considering the card requires only a soft pull, it can be an excellent offer . But smart credit cards can get a lot more complex than EMV technology. Some credit cards allow you to pay wirelessly with RFID technology. And there’s a new generation of smart cards that allow you program multiple cards into one using a .

Unlike services like Apple Pay and Google Wallet (which use your phone), all-in-one cards or "smart cards" embrace a familiar medium -- the plastic credit card -- and turn it into an all-in-one.

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